Terms of Service

Keys and Cash · Effective October 2026

1. What this site is

Keys and Cash is a financial-education platform. All courses, tools, calculators, and articles are educational content only.

2. Not investment advice

Nothing on this site constitutes investment, tax, or legal advice, nor a recommendation to buy, sell, or hold any asset. Keys and Cash and its instructors are not licensed investment advisers, brokers, or tax professionals. Real-estate and financial decisions carry risk, including the possible loss of principal. Consult a licensed professional for advice about your situation.

3. Free resources

Free checklists, trial lessons, and tools are provided as-is for learning purposes. We may update or discontinue them at any time.

4. Intellectual property

All site content is owned by A2Z Capital Management Inc unless stated otherwise; Keys and Cash is the educational brand it operates. You may share links, but may not republish course content without written permission.

5. Limitation of liability

To the maximum extent permitted by law, we are not liable for decisions you make based on educational content on this site.

7. Refund policy

For paid courses: within 7 days of purchase, with less than 20% of video content watched (per our platform records), you may request a full refund by emailing [email protected]. Refunds are returned to the original payment method within 14 days.

8. Governing law

These terms are governed by the laws of the State of California, USA.